Financial Services   >   Annuities

It has been our experience that there are as many retirement plans in existence as public school corporations. Our specialty is to replace existing non-qualified plans with qualified defined contribution plans. As part of the "buy out" process, we provide the necessary actuarial services and use MetLife group annuity products to establish the new program.

Through our exclusive partnership with MetLife, we provide a variety of investment choices including a fixed interest account. Fees may vary according to the account but there are never front end sales charges or withdrawal charges at or following retirement.

Enhanced Preference Plus Account (EPPA) Variable Annuity

The Enhanced Preference Plus Account is a a tax-deferred variable annuity that can help you accumulate wealth, provide income during retirement, and protect your wealth for your beneficiaries.

• Preference Plus can be used for: non-qualified money (using after-tax dollars), Traditional IRA/Roth IRA, Simplified Employee Pension Plans (SEPs) and SIMPLE IRAs.
• You can contribute a lump sum amount, for example, a distribution or rollover from a retirement plan.
• You can contribute a lump sum amount and add more money later, as you like. For example, a bonus may get you started, then you can add to it later.
• You can make smaller, ongoing payments over time. Your contributions can be automatically withdrawn from your checking account on a monthly basis, making saving and investing easier for you.
• There is no front-end sales charge, so all of your money goes to work for you right away (other fees and charges apply).

Financial Freedom Account (FFA) Variable Annuity

The Financial Freedom Account is a tax sheltered variable annuity developed by MetLife to provide a retirement savings vehicle for employees of public schools, colleges and universities, 501(c)(3) nonprofit hospitals and nonprofit organizations. The Financial Freedom Account is designed to help you accumulate assets for retirement. It can also provide you with a steady stream of income throughout your retirement years.